ZIP 50840 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 50840 in Taylor County, Iowa comes in at 13, a minimal composite-distress reading. The split runs 31/100 structural to 2/100 active on the ground. What sets it apart are the readings on construction/permit lag (83/100), structural risk (31/100), mortgage stress (6/100). mortgage stress (6/100) and institutional ownership (5/100) stay muted.

The peak-phase market in 50840 posted values that rose 2.5% over the year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

77% of housing is owner-occupied. 659 residents call 50840 home, typically aged 45. About 15% have a four-year degree. Rent burden reaches 20% of tenant households. There are about 300 housing units across 50840. The typical home is worth about $180,200 (1.9× income, relatively affordable). Roughly 12.8% live below the poverty line. On demographic stress specifically, 50840 scores 24/100. Median household income is $76,161, near the U.S. median near $78,000. The vacancy rate is 13.6% — elevated.

On the whole, 50840 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 50840 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 50840 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 13/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 50840 reflects the current record instead of a stale or modeled snapshot.

Each component behind 50840 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 13/100 roll-up. For a buyer, 50840 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.