ZIP 51646 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 51646 (Taylor County, Iowa) lands at 15/100 — low on DLRadar's public-record scoring. What sets it apart are the readings on construction/permit lag (93/100), structural risk (35/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Latent structural risk is 35/100 while live distress already moving reads 1/100.

Prices here sit in a peak phase: values rose 2.5% over the trailing year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 331 housing units across 51646. The poverty rate is 9.3%. The tenure split is 81% owner-occupied to 19% rented. Median household income is $70,568, near the U.S. median near $78,000. 751 residents call 51646 home, typically aged 42. The vacancy rate is 10.0%. Educational attainment sits at 16% bachelor's-or-above. Around 22% of renters are cost-burdened. A median home runs $120,300 here, or 1.5 times local income. The demographic-stress sub-score lands at 21/100.

Net-net, 51646 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 51646 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 51646's 15/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 51646, the field stays empty rather than modeled, and fills in as new documents post.

Behind 51646's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 51646 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.