ZIP 50861 Foreclosure, Tax-Lien & Distress Report
Union County, Iowa · Distress market
ZIP code 50861 in Union County, Iowa carries a composite property-distress score of 9/100 — a minimal reading on DLRadar's deterministic distress index. The most distinctive pressure shows up in structural risk (19/100), institutional ownership (11/100). structural risk (19/100) and institutional ownership (11/100) stay muted. On the structural side it scores 19/100, with 0/100 of stress already active.
The peak-phase market in 50861 posted values that rose 2.5% over the year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Median household income is $90,139, above the U.S. median near $78,000. Rent burden reaches 6% of tenant households. About 23% have a four-year degree. The vacancy rate is 8.6%. Population is roughly 260 with a median age of 54. There are about 159 housing units across 50861. DLRadar's demographic-stress index for the area reads 15/100. The poverty rate is 2.7% — low. The tenure split is 82% owner-occupied to 18% rented.
Broadly, 50861 is a steadier market — the deals are the exceptions, not the rule. There is no property file for 50861 at the moment; the composite and its components are still built from verifiable records.
No ZIP is too small to score: 50861 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 9/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 50861 shows blanks, not estimates, wherever the record is sparse.
50861's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 50861 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 50861’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 50861 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Other Union County ZIP codes
Nearest ZIP codes to 50861
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 50861
Related ZIP, county and statewide reads linked to Union County, Iowa.
Get the full acquisition report for 50861
The full 50861 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology