ZIP 50863 Foreclosure, Tax-Lien & Distress Report

In Ringgold County, Iowa, ZIP 50863 scores 12 of 100 for composite distress, a minimal level on DLRadar's public-record index. Its standout signals are construction/permit lag (83/100), structural risk (29/100), mortgage stress (8/100). By contrast, mortgage stress (8/100) and institutional ownership (7/100) register low. On the structural side it scores 29/100, with 2/100 of stress already active.

The market reads peak — home values rose 2.5% year on year, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $93,500, an affordability ratio of 1.4× — accessible. Around 27% of renters are cost-burdened. The tenure split is 82% owner-occupied to 18% rented. The ZIP holds roughly 103 housing units. The vacancy rate is 34.1% — elevated. The demographic-stress sub-score lands at 22/100. Population is roughly 191 with a median age of 56. Roughly 5.8% live below the poverty line, a low share typical of higher-equity areas. Educational attainment sits at 30% bachelor's-or-above. At $67,083, median income runs below typical U.S. levels.

On the whole, 50863 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 50863's 12/100 can be lined up against any neighbor in Ringgold County, Iowa or any ZIP coast to coast. Where the public record is thin for 50863, the field stays empty rather than modeled, and fills in as new documents post.

The 12/100 figure for 50863 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 50863 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.