ZIP 50863 Property Distress & Foreclosure Data

ZIP code 50863 in Ringgold County, Iowa carries a composite property-distress score of 9/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (50/100), structural risk (20/100), mortgage stress (8/100). On the quiet end sit mortgage stress (8/100) and institutional ownership (7/100). Structural risk reads 20/100 against active distress of 2/100.

The expansion-phase market in 50863 posted values that rose 5.4% over the year, at 28/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $93,500, an affordability ratio of 1.4× — accessible. Rent burden reaches 27% of tenant households. Owners hold 82% of homes, renters 18%. There are about 103 housing units across 50863. Vacancy runs 34.1%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 22/100. Population is roughly 191 with a median age of 56. 5.8% of residents fall below the poverty threshold. Educational attainment sits at 30% bachelor's-or-above. Median household income is $67,083, below the U.S. median near $78,000.

On the whole, 50863 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.