ZIP 50854 Foreclosure, Tax-Lien & Distress Report

In Ringgold County, Iowa, ZIP 50854 scores 12 of 100 for composite distress, a minimal level on DLRadar's distress index. The pressure is most legible in construction/permit lag (83/100), structural risk (29/100), mortgage stress (8/100). On the quiet end sit mortgage stress (8/100) and institutional ownership (7/100). Latent structural risk is 29/100 while live distress already moving reads 2/100.

The peak-phase market in 50854 posted values that rose 2.5% over the year, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 1,052 housing units. A median home runs $161,800 here, or 2.2 times local income. The demographic-stress sub-score lands at 25/100. 74% of housing is owner-occupied. Around 26% of adults hold a bachelor's degree or higher. Median household income is $69,352, near the U.S. median near $78,000. Population is roughly 2,304 with a median age of 40. Around 32% of renters are cost-burdened. Vacancy runs 14.2%, above the national norm and a classic distress-and-opportunity signal. Roughly 8.9% live below the poverty line.

On the whole, 50854 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 50854 at the moment; the composite and its components are still built from verifiable records.

Whether 50854 runs hot or quiet, its 12/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 50854 can be compared directly against any other ZIP in Ringgold County, Iowa or nationwide. Nothing here is interpolated — where a source is thin for 50854, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

50854's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 50854 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.