ZIP 50845 Property Distress & Foreclosure Data

ZIP code 50845 in Ringgold County, Iowa carries a composite property-distress score of 10/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (58/100), structural risk (23/100), mortgage stress (8/100). On the quiet end sit mortgage stress (8/100) and institutional ownership (7/100). Structural risk reads 23/100 against active distress of 2/100.

The expansion-phase market in 50845 posted values that rose 5.4% over the year, at 28/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 820 with a median age of 41. Median household income is $70,781, near the U.S. median near $78,000. Home values center near $100,000, an affordability ratio of 1.5× — accessible. Owners hold 90% of homes, renters 10%. There are about 351 housing units across 50845. Vacancy runs 11.8%, above the national norm and a classic distress-and-opportunity signal. 13.7% of residents fall below the poverty threshold. Educational attainment sits at 19% bachelor's-or-above. Rent burden reaches 20% of tenant households. DLRadar's demographic-stress index for the area reads 21/100.

On balance 50845 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.