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County and ZIP distress scoring, market phase, and the deals that surfaced today.

ZIP 52165 Foreclosure, Tax-Lien & Distress Report

Winneshiek County, Iowa · Distress market

Winneshiek County, Iowa's ZIP 52165 registers 17/100 composite distress, which DLRadar reads as low. Latent structural risk is 36/100 while live distress already moving reads 4/100. Its heaviest discrete signals: construction/permit lag (52/100), structural risk (36/100), institutional ownership (27/100). institutional ownership (27/100) and mortgage stress (12/100) stay muted.

The peak-phase market in 52165 posted values that rose 2.5% over the year, and 20% higher over three years (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 80% of homes, renters 20%. 1.7% of residents fall below the poverty threshold. At $91,250, median income runs above typical U.S. levels. About 14% have a four-year degree. There are about 448 housing units across 52165. The typical home is worth about $292,200 (3.0× income, relatively affordable). Around 0% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 21/100. Vacancy runs 0.7%. Population is roughly 1,125 with a median age of 37.

Broadly, 52165 is a steadier market — the deals are the exceptions, not the rule. Parcel-level detail for 52165 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 52165 read uses the identical public-record model applied coast to coast, which means its 17/100 score means exactly what it means anywhere else, and 52165 stays directly comparable to neighboring ZIPs and the rest of Winneshiek County, Iowa. Sparse data for 52165 shows as blanks, never estimates, and the score updates on every fresh public filing.

52165's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 52165 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

17/100
Composite stress
36/100
Structural risk
4/100
Distress activity

ZIP 52165 distress signals, scored

Foreclosure activity0
Mortgage stress12
Climate / FEMA risk44
52165 carries 9 additional scored dimensions

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

ZIP 52165 Stress Report snapshot

The live 52165 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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