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Winneshiek County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Winneshiek County, Iowa? DLRadar grades every Winneshiek County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 17/100. Here is the 2026 Winneshiek County breakdown.

  • Winneshiek County's most distressed ZIP is 52165 at 17/100.
  • 12 ZIP codes tracked in Winneshiek County, averaging 15/100 distress.
  • Winneshiek County reads peak — home values up 2.5% year over year.
  • Vacancy runs 10.2% across Winneshiek County's tracked ZIPs, with a 7.9% poverty rate.
  • The typical Winneshiek County home is worth about $204,183 against a ~$71,414 median income.
  • Lending headwind in Winneshiek County sits at 52/100 — a forward read on distressed supply.

Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).

RankZIPComposite distress
15216517/100
25216817/100
35210116/100
45213216/100
55213316/100
65214416/100
75216116/100
85213615/100
95216213/100
105217113/100
115214012/100
125217212/100

Most distressed ZIP codes in Winneshiek County (composite distress 0-100, 2026)

What is driving Winneshiek County distress

Nothing here is estimated: Winneshiek County is scored from filings alone, and its ZIPs average 15/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.

Winneshiek County market phase and pricing

The cycle in Winneshiek County is peak, with values up 2.5% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.

See the distressed properties behind the data in Winneshiek County

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What people ask

What is the most distressed ZIP code in Winneshiek County, IA?

ZIP 52165 leads Winneshiek County at 17/100, recomputed monthly from public records.

What stage of the price cycle is Winneshiek County at?

The market phase for Winneshiek County is peak, prices rising 2.5% on the year — derived from the FHFA House Price Index path.

What is this Winneshiek County analysis built from?

Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 12 Winneshiek County ZIPs are scored by the same deterministic method applied to every U.S. county.

How much do distress scores vary between Winneshiek County ZIP codes?

One county number flattens a wide range. Across the Winneshiek County ZIPs DLRadar ranks, scores run from 17/100 in 52165 down to 12/100 in 52172, against a Winneshiek County average of 15/100. With 5 points between best and worst, county-level targeting in Winneshiek County wastes effort.

What do Winneshiek County home values and vacancy say about distressed supply?

The typical Winneshiek County home carries about $204,183 of value against a median household income near $71,414. Vacancy across Winneshiek County's tracked ZIPs runs 10.2% and the poverty rate is 7.9%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Winneshiek County's foreclosure and tax-lien record and its 52/100 lending headwind.

Related

Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.

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