Winneshiek County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Winneshiek County, IA distress report, 2026: 12 ZIPs scored in Winneshiek, IA, Winneshiek, IA average 14/100; the top Winneshiek, IA ZIP is 52136 at 16/100; Winneshiek, IA market phase peak, Winneshiek, IA prices +2.5% year over year.
- Winneshiek, IA ranks #2,391 nationally (opportunity index); Winneshiek, IA #61 in Iowa; Winneshiek, IA index 26.3.
- Winneshiek, IA: no CFPB county sample; Winneshiek, IA non-metro area reading 0.7%.
- Winneshiek, IA ZIP phases: 12 peak.
- Winneshiek, IA residential listings tracked: 2 across 7 ZIPs; Winneshiek, IA candidate listings 1.
- Winneshiek, IA lenders on watch: 8; largest Winneshiek, IA footprint Citizens Savings Bank (2 branches).
- Winneshiek, IA most distressed ZIP: 52136 at 16/100.
Winneshiek, IA figures: DLRadar distress index; Winneshiek, IA inputs: CFPB, FHFA, HUD, FDIC; Winneshiek, IA rebuilt as sources refresh.
| Rank | Winneshiek, IA ZIP | Score |
|---|---|---|
| 1 | 52136 | 16/100 |
| 2 | 52165 | 16/100 |
| 3 | 52168 | 16/100 |
| 4 | 52101 | 15/100 |
| 5 | 52132 | 15/100 |
| 6 | 52133 | 15/100 |
| 7 | 52144 | 15/100 |
| 8 | 52161 | 15/100 |
| 9 | 52162 | 13/100 |
| 10 | 52140 | 12/100 |
| 11 | 52171 | 12/100 |
| 12 | 52172 | 12/100 |
Most distressed Winneshiek, IA ZIPs (0-100, 2026)
Mortgage delinquency around Winneshiek, IA
No CFPB county sample covers Winneshiek, IA; the non-metro area reading for Winneshiek, IA: 0.7% ninety-plus; Winneshiek, IA area thirty-to-eighty-nine 2.1% (December 2025, Winneshiek, IA); Iowa overall 0.9%.
Opportunity index: Winneshiek, IA
Winneshiek, IA index 26.3, Winneshiek, IA phase weak; Winneshiek, IA primary driver bank institutional, Winneshiek, IA second driver vacancy. Winneshiek, IA components: property stress 13.3, foreclosure pressure 12.1, listing discounts 22.9, bank stress 58.6, insurance 0.0; Winneshiek, IA pulse 30.4; Winneshiek, IA capital opportunity 20.1; Winneshiek, IA seven-day change +0.9%.
ZIP market phases inside Winneshiek, IA
12 Winneshiek, IA ZIPs carry a price-cycle phase; Winneshiek, IA ZIPs by phase (Winneshiek, IA), deepest drawdown first: peak, +2.5% YoY (Winneshiek, IA): 52101, 52132, 52133, 52136, Winneshiek, IA 52140, 52144, 52161, 52162, Winneshiek, IA 52165, 52168, 52171, 52172.
Residential listings by Winneshiek, IA ZIP
Winneshiek, IA ZIPs with the most tracked Winneshiek, IA residential listings: 52101 2 listings, 1 candidates, bank pressure 58; 52132 0 listings, 0 candidates, bank pressure 59; 52133 0 listings, 0 candidates, bank pressure 61; 52144 0 listings, 0 candidates, bank pressure 61 (Winneshiek, IA); 52161 0 listings, 0 candidates, bank pressure 61; 52165 0 listings, 0 candidates, bank pressure 61; 52168 0 listings, 0 candidates, bank pressure 61. Winneshiek, IA totals: 2 listings; Winneshiek, IA candidates 1; active ZIPs 1.
Lenders with branches in Winneshiek, IA
Winneshiek, IA lenders by branch count: Citizens Savings Bank (Winneshiek, IA): stress 75, 2 branches low in Winneshiek, IA; Fidelity Bank&Trust (Winneshiek, IA): stress 63, 2 branches low in Winneshiek, IA; Decorah Bank&Trust Co (Winneshiek, IA): stress 57, 2 branches low in Winneshiek, IA; Waukon State Bank (Winneshiek, IA): stress 50, 2 branches low in Winneshiek, IA; Luana Savings Bank (Winneshiek, IA): stress 74, 1 branch low in Winneshiek, IA; Northeast Security Bank (Winneshiek, IA): stress 62, 1 branch low in Winneshiek, IA; Cusb Bank (Winneshiek, IA): stress 54, 1 branch low in Winneshiek, IA; Kerndt Brothers Savings Bank (Winneshiek, IA): stress 38, 1 branch low in Winneshiek, IA.
Vacancy and permits, Winneshiek, IA
890 of 9,029 Winneshiek, IA housing units are vacant; Winneshiek, IA permits, twelve months: 0 multifamily units in Winneshiek, IA, 46 one-to-four unit units.
Work Winneshiek, IA at the parcel level
Every Winneshiek, IA parcel carries owner and address; every Winneshiek, IA parcel carries APN; Winneshiek, IA distress scores sit on the Winneshiek, IA live board.
Winneshiek, IA figures refresh with each source.
Winneshiek, IA questions
Most distressed ZIP code in Winneshiek County, IA?
ZIP 52136 leads Winneshiek, IA at 16/100; next in Winneshiek, IA: 52165 at 16/100; the Winneshiek, IA average is 14/100.
Where does Winneshiek County, IA rank for investment opportunity?
Winneshiek, IA is #2,391 among all ranked counties, #61 in Iowa; the Winneshiek, IA driver is bank institutional; Winneshiek, IA moved down 225 places.
How many mortgages are delinquent in Winneshiek County, IA?
Winneshiek, IA takes the non-metro area reading of 0.7% for December 2025; no CFPB county sample covers Winneshiek, IA.
Which banks lend in Winneshiek County, IA?
8 watched lenders hold Winneshiek, IA branches; the largest Winneshiek, IA footprints are Citizens Savings Bank (2), Fidelity Bank&Trust (2), Decorah Bank&Trust Co (2).
More on Winneshiek, IA
Winneshiek County, IA distress report: public-record figures for Winneshiek, IA; not legal advice for Winneshiek, IA; not tax or investment advice; verify every Winneshiek, IA record before acting.