ZIP 52807 Foreclosure, Tax-Lien & Distress Report

Scott County, Iowa's ZIP 52807 registers 31/100 composite distress, which DLRadar reads as moderate. The latent-versus-live split is 71/100 structural and 5/100 already moving. What sets it apart are the readings on construction/permit lag (83/100), structural risk (71/100), institutional ownership (40/100). By contrast, mortgage stress (18/100) register low. Environmental exposure also runs high (climate & FEMA risk (86/100), flood (NFIP) exposure (84/100)).

Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 14% higher over three years, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 15,895 with a median age of 38. 52% of housing is owner-occupied. Home values center near $348,200, an affordability ratio of 4.5×. Around 43% of adults hold a bachelor's degree or higher. The ZIP holds roughly 8,045 housing units. Vacancy runs 8.5%. Around 30% of renters are cost-burdened. The poverty rate is 10.4%. Median household income is $71,866, near the U.S. median near $78,000. On demographic stress specifically, 52807 scores 32/100.

Net-net, 52807 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 52807 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 52807 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 31/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 52807 shows blanks, not estimates, wherever the record is sparse.

Behind 52807's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 52807 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.