Scott County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Scott County, Iowa? DLRadar grades every Scott County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 31/100. Here is the 2026 Scott County breakdown.
- Scott County's most distressed ZIP is 52722 at 31/100.
- 22 ZIP codes tracked in Scott County, averaging 30/100 distress.
- Scott County reads peak — home values up 3.8% year over year.
- Vacancy runs 8.5% across Scott County's tracked ZIPs, with a 11.3% poverty rate.
- The typical Scott County home is worth about $250,510 against a ~$81,033 median income.
- Lending headwind in Scott County sits at 41/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 52722 | 31/100 |
| 2 | 52728 | 31/100 |
| 3 | 52745 | 31/100 |
| 4 | 52746 | 31/100 |
| 5 | 52748 | 31/100 |
| 6 | 52753 | 31/100 |
| 7 | 52756 | 31/100 |
| 8 | 52758 | 31/100 |
| 9 | 52767 | 31/100 |
| 10 | 52768 | 31/100 |
| 11 | 52773 | 31/100 |
| 12 | 52801 | 31/100 |
Most distressed ZIP codes in Scott County (composite distress 0-100, 2026)
What is driving Scott County distress
Nothing here is estimated: Scott County is scored from filings alone, and its ZIPs average 30/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Scott County market phase and pricing
Phase for Scott County: peak (+3.8% YoY). As pricing power fades, listings sit longer and sellers become reachable.
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Questions about this county
Which part of Scott County, IA scores highest for distress?
ZIP 52722 leads Scott County at 31/100, recomputed monthly from public records.
What market phase is Scott County in?
Scott County reads peak, with home prices up 3.8% year over year. Phase comes from FHFA House Price Index trajectory.
Can the Scott County figures be verified?
Each Scott County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 22 local ZIPs and every other county in the country.
How much do distress scores vary between Scott County ZIP codes?
The county figure is a blend, not a description. Across the Scott County ZIPs DLRadar ranks, scores run from 31/100 in 52722 down to 31/100 in 52801, against a Scott County average of 30/100. Because the gap runs to 0 points, Scott County rewards ZIP-level precision.
What do Scott County home values and vacancy say about distressed supply?
The typical Scott County home carries about $250,510 of value against a median household income near $81,033. Vacancy across Scott County's tracked ZIPs runs 8.5% and the poverty rate is 11.3%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Scott County's foreclosure and tax-lien filings and its 41/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.