ZIP 53115 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 53115 (Walworth County, Wisconsin) at a low 24/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (77/100), flood (NFIP) exposure (64/100)). On the structural side it scores 55/100, with 2/100 of stress already active. Its heaviest discrete signals: construction/permit lag (75/100), structural risk (55/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (5/100) register low.

The expansion-phase market in 53115 posted values that rose 5.3% over the year, and 28% higher over three years (phase confidence 32/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Around 30% of renters are cost-burdened. Roughly 8.9% live below the poverty line. About 25% have a four-year degree. The vacancy rate is 22.5% — elevated. Households earn a median $70,880 — near the roughly $78,000 national figure. On demographic stress specifically, 53115 scores 29/100. About 16,056 people live here, median age 44. The tenure split is 71% owner-occupied to 29% rented. The typical home is worth about $251,900 (3.2× income, relatively affordable). There are about 9,191 housing units across 53115.

Net-net, 53115 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 53115 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 53115 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 53115 can be compared directly against any other ZIP in Walworth County, Wisconsin or nationwide. Sparse data for 53115 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 53115 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. The point of the 53115 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.