ZIP 53121 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 53121 (Walworth County, Wisconsin) returns a low composite of 24/100. The latent-versus-live split is 56/100 structural and 2/100 already moving. Its standout signals are construction/permit lag (72/100), structural risk (56/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (5/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (77/100), flood (NFIP) exposure (73/100)).

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, and 27% higher over three years (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

About 18,640 people live here, median age 43. Rent burden reaches 33% of tenant households. There are about 8,460 housing units across 53121. About 33% have a four-year degree. The vacancy rate is 9.3%. Median household income is $83,635, near the U.S. median near $78,000. The typical home is worth about $313,500 (3.4× income, relatively affordable). The demographic-stress sub-score lands at 27/100. 73% of housing is owner-occupied. Roughly 4.3% live below the poverty line, a low share typical of higher-equity areas.

Overall 53121 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 53121 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 53121 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 53121, the field stays empty rather than modeled, and fills in as new documents post.

53121's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 53121 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.