ZIP 53120 Foreclosure, Tax-Lien & Distress Report

ZIP code 53120 in Walworth County, Wisconsin carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (78/100), flood (NFIP) exposure (60/100)). The latent-versus-live split is 54/100 structural and 1/100 already moving. Its standout signals are construction/permit lag (72/100), structural risk (54/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (5/100) register low.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, and 22% higher over three years (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 28% of tenant households. About 35% have a four-year degree. Home values center near $336,300, an affordability ratio of 3.3× — accessible. Population is roughly 10,890 with a median age of 45. 78% of housing is owner-occupied. Median household income is $93,397, above the U.S. median near $78,000. The demographic-stress sub-score lands at 26/100. Vacancy runs 10.0%. The ZIP holds roughly 4,979 housing units.

Overall 53120 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 53120 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 53120 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 53120 can be compared directly against any other ZIP in Walworth County, Wisconsin or nationwide. Where the public record is thin for 53120, the field stays empty rather than modeled, and fills in as new documents post.

The 24/100 figure for 53120 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 53120 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.