ZIP 54128 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 54128 (Shawano County, Wisconsin) lands at 19/100 — low on DLRadar's public-record scoring. The latent-versus-live split is 42/100 structural and 1/100 already moving. Its heaviest discrete signals: structural risk (42/100), construction/permit lag (40/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (4/100). Climate and flood risk are elevated too — climate & FEMA risk (66/100), flood (NFIP) exposure (64/100).

The market reads expansion — home values rose 5.3% year on year, and 28% higher over three years, at 32/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 1,095 housing units. Owners hold 74% of homes, renters 26%. Home values center near $152,700, an affordability ratio of 2.7× — accessible. The demographic-stress sub-score lands at 25/100. 7.5% of residents fall below the poverty threshold. The vacancy rate is 25.2% — elevated. Educational attainment sits at 22% bachelor's-or-above. Households earn a median $59,916 — below the roughly $78,000 national figure. 2,109 residents call 54128 home, typically aged 48. Rent burden reaches 13% of tenant households.

Net-net, 54128 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 54128 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 54128's 19/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 54128 reflects the current record instead of a stale or modeled snapshot.

The 19/100 figure for 54128 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 54128 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.