ZIP 54427 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 54427 (Marathon County, Wisconsin) lands at 26/100 — low on DLRadar's distress scoring. It additionally carries heavy environmental risk: climate & FEMA risk (83/100), flood (NFIP) exposure (66/100). Its standout signals are structural risk (58/100), construction/permit lag (49/100), institutional ownership (36/100). By contrast, institutional ownership (36/100) and mortgage stress (6/100) register low. The latent-versus-live split is 58/100 structural and 2/100 already moving.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year (phase confidence 45/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 554 housing units. Median household income is $79,167, near the U.S. median near $78,000. Population is roughly 1,199 with a median age of 47. Owners hold 86% of homes, renters 14%. Rent burden reaches 46% of tenant households. Vacancy runs 13.5%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 54427 scores 26/100. 6.1% of residents fall below the poverty threshold. Home values center near $189,800, an affordability ratio of 2.2× — accessible. Around 20% of adults hold a bachelor's degree or higher.

On the whole, 54427 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 54427 runs through one identical scoring model, so its 26/100 sits on the same scale as every other ZIP in Marathon County, Wisconsin and the nation. Where the record is thin for 54427, the field stays empty rather than modeled, and fills in as new documents post.

Behind 54427's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 54427 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.