ZIP 54440 Property Distress & Foreclosure Data

ZIP code 54440 in Marathon County, Wisconsin carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (88/100), flood (NFIP) exposure (69/100). On the structural side it scores 42/100, with 2/100 of stress already active. What sets it apart are the readings on structural risk (42/100), institutional ownership (16/100), construction/permit lag (8/100). construction/permit lag (8/100) and mortgage stress (7/100) stay muted.

Prices here sit in a expansion phase: values rose 9.1% over the trailing year, and 39% higher over three years (phase confidence 69/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $84,417, near the U.S. median near $78,000. The ZIP holds roughly 1,248 housing units. Around 31% of renters are cost-burdened. Home values center near $222,700, an affordability ratio of 2.4× — accessible. 9.4% of residents fall below the poverty threshold. Educational attainment sits at 16% bachelor's-or-above. Owners hold 89% of homes, renters 11%. DLRadar's demographic-stress index for the area reads 25/100. 2,702 residents call 54440 home, typically aged 47. The vacancy rate is 10.9%.

On balance, 54440 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.