ZIP 54401 Property Distress & Foreclosure Data

DLRadar grades ZIP 54401 (Marathon County, Wisconsin) at a low 19/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (88/100), flood (NFIP) exposure (69/100). Property-level stress concentrates in structural risk (42/100), institutional ownership (16/100), construction/permit lag (8/100). construction/permit lag (8/100) and mortgage stress (7/100) stay muted. Structural risk reads 42/100 against active distress of 2/100.

Prices here sit in a expansion phase: values rose 9.1% over the trailing year, and 29% higher over three years, at 69/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Owners hold 66% of homes, renters 34%. Median household income is $69,542, near the U.S. median near $78,000. There are about 14,288 housing units across 54401. 11.3% of residents fall below the poverty threshold. Home values center near $196,700, an affordability ratio of 2.7× — accessible. Rent burden reaches 31% of tenant households. 31,430 residents call 54401 home, typically aged 41. DLRadar's demographic-stress index for the area reads 26/100. Vacancy runs 6.6%. Educational attainment sits at 31% bachelor's-or-above.

Overall, 54401 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.