ZIP 54476 Foreclosure, Tax-Lien & Distress Report
Marathon County, Wisconsin · Distress market
Composite property distress in 54476 (Marathon County, Wisconsin) lands at 28/100 — low on DLRadar's distress scoring. Structurally it carries 62/100, against 2/100 of stress already in motion. What sets it apart are the readings on structural risk (62/100), construction/permit lag (50/100), institutional ownership (42/100). On the quiet end sit mortgage stress (7/100). Climate and flood risk are elevated too — climate & FEMA risk (88/100), flood (NFIP) exposure (62/100).
The market reads expansion — home values rose 5.1% year on year, and 26% higher over three years (phase confidence 49/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
About 19,305 people live here, median age 41. The poverty rate is 8.0%. The typical home is worth about $224,300 (2.8× income, relatively affordable). 65% of housing is owner-occupied. The vacancy rate is 3.5%. Educational attainment sits at 24% bachelor's-or-above. At $76,132, median income runs near typical U.S. levels. Rent burden reaches 34% of tenant households. There are about 8,909 housing units across 54476. The demographic-stress sub-score lands at 27/100.
On balance 54476 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 54476 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 54476 can be compared directly against any other ZIP in Marathon County, Wisconsin or nationwide. Sparse data for 54476 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 28/100 figure for 54476 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 54476 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 54476
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 54476 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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Rules-based scoring — each signal ties to a public dataset · methodology