ZIP 54137 Foreclosure, Tax-Lien & Distress Report

ZIP code 54137 in Shawano County, Wisconsin carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. The latent-versus-live split is 36/100 structural and 2/100 already moving. Environmental exposure also runs high (climate & FEMA risk (65/100)). The most distinctive pressure shows up in structural risk (36/100), construction/permit lag (33/100), institutional ownership (10/100). By contrast, institutional ownership (10/100) and mortgage stress (6/100) register low.

The market reads expansion — home values rose 5.3% year on year, and 52% higher over three years (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Population is roughly 1,097 with a median age of 39. 95% of housing is owner-occupied. The typical home is worth about $240,600 (2.5× income, relatively affordable). The poverty rate is 6.4% — low. The ZIP holds roughly 474 housing units. Vacancy runs 2.2%. Around 41% of renters are cost-burdened. Around 16% of adults hold a bachelor's degree or higher. Median household income is $93,558, above the U.S. median near $78,000. On demographic stress specifically, 54137 scores 25/100.

Overall 54137 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 54137 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 54137 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 16/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 54137, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 54137 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. For an operator, 54137 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.