ZIP 54154 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 54154 (Oconto County, Wisconsin) lands at 13/100 — minimal on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (63/100). Latent structural risk is 28/100 while live distress already moving reads 2/100. The sharpest non-environmental signals are construction/permit lag (29/100), structural risk (28/100), mortgage stress (7/100). mortgage stress (7/100) and institutional ownership (4/100) stay muted.

The expansion-phase market in 54154 posted values that rose 5.3% over the year, and 34% higher over three years, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Educational attainment sits at 20% bachelor's-or-above. 12.0% of residents fall below the poverty threshold. About 5,813 people live here, median age 42. On demographic stress specifically, 54154 scores 30/100. At $57,887, median income runs below typical U.S. levels. Owners hold 73% of homes, renters 27%. The ZIP holds roughly 2,745 housing units. The vacancy rate is 5.7%. Around 40% of renters are cost-burdened. The typical home is worth about $200,900 (3.4× income, relatively affordable).

Net-net, 54154 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 54154 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 54154's 13/100 can be lined up against any neighbor in Oconto County, Wisconsin or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 54154, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

54154's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 54154 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.