ZIP 54101 Property Distress & Foreclosure Data

Oconto County, Wisconsin's ZIP 54101 registers 11/100 composite distress, which DLRadar reads as minimal. The most distinctive pressure shows up in structural risk (23/100), construction/permit lag (14/100), mortgage stress (7/100). mortgage stress (7/100) and institutional ownership (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (63/100). The latent-versus-live split is 23/100 structural and 2/100 already moving.

Prices here sit in a expansion phase: values rose 6.2% over the trailing year, and 41% higher over three years (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 1,179 housing units. 4.0% of residents fall below the poverty threshold. Median household income is $95,588, above the U.S. median near $78,000. Educational attainment sits at 19% bachelor's-or-above. Around 5% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 20/100. Owners hold 96% of homes, renters 4%. 3,019 residents call 54101 home, typically aged 43. Home values center near $304,100, an affordability ratio of 2.8× — accessible. The vacancy rate is 4.7%.

On balance, 54101 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.