ZIP 54161 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 54161 (Oconto County, Wisconsin) returns a minimal composite of 14/100. Climate and flood risk are elevated too — climate & FEMA risk (71/100). Latent structural risk is 31/100 while live distress already moving reads 2/100. Its standout signals are structural risk (31/100), construction/permit lag (29/100), mortgage stress (8/100). mortgage stress (8/100) and institutional ownership (4/100) stay muted.

The expansion-phase market in 54161 posted values that rose 5.3% over the year, and 25% higher over three years (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The poverty rate is 12.1%. Rent burden reaches 22% of tenant households. The ZIP holds roughly 2,072 housing units. About 18% have a four-year degree. DLRadar's demographic-stress index for the area reads 29/100. About 2,683 people live here, median age 51. Owners hold 90% of homes, renters 10%. Home values center near $190,500, an affordability ratio of 3.0× — accessible. At $65,179, median income runs below typical U.S. levels. The vacancy rate is 44.6% — elevated.

Net-net, 54161 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 54161 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 54161 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 14/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 54161, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 54161's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 54161 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.