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ZIP 54124 Foreclosure, Tax-Lien & Distress Report

Oconto County, Wisconsin · High Vacancy market

ZIP code 54124 in Oconto County, Wisconsin carries a composite property-distress score of 11/100 — a minimal reading on DLRadar's deterministic distress index. Its standout signals are construction/permit lag (24/100), structural risk (24/100), mortgage stress (7/100). mortgage stress (7/100) and institutional ownership (3/100) stay muted. The latent-versus-live split is 24/100 structural and 2/100 already moving.

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, and 32% higher over three years, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $143,400 here, or 2.0 times local income. Owners hold 85% of homes, renters 15%. About 3,345 people live here, median age 44. On demographic stress specifically, 54124 scores 26/100. The vacancy rate is 20.4% — elevated. Roughly 7.9% live below the poverty line. Around 12% of adults hold a bachelor's degree or higher. Rent burden reaches 37% of tenant households. The ZIP holds roughly 1,786 housing units. Median household income is $64,688, below the U.S. median near $78,000.

Net-net, 54124 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 54124 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 54124 runs hot or quiet, its 11/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 54124 can be compared directly against any other ZIP in Oconto County, Wisconsin or nationwide. Sparse data for 54124 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 11/100 for 54124 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 54124 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

11/100
Composite stress
24/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 54124

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk58
Nine more distress signals are scored here

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

The 54124 distress snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

Loading ZIP 54124 stress data…

Neighbouring ZIPs in Oconto County

Nearest ZIP codes to 54124

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Explore related distress reports

Related ZIP, county and statewide reads linked to Oconto County, Wisconsin.

The complete 54124 distress and acquisition report

The full 54124 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.

Each signal above is traceable to an open dataset · methodology

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