ZIP 54171 Foreclosure, Tax-Lien & Distress Report

ZIP code 54171 in Oconto County, Wisconsin carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. The split runs 26/100 structural to 2/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (63/100). The most distinctive pressure shows up in construction/permit lag (28/100), structural risk (26/100), mortgage stress (7/100). On the quiet end sit mortgage stress (7/100) and institutional ownership (3/100).

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, and 26% higher over three years (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

94% of housing is owner-occupied. Home values center near $349,100, an affordability ratio of 2.6× — accessible. The vacancy rate is 3.1%. Median household income is $115,833, above the U.S. median near $78,000. The ZIP holds roughly 1,441 housing units. Roughly 3.3% live below the poverty line, a low share typical of higher-equity areas. Educational attainment sits at 32% bachelor's-or-above. The demographic-stress sub-score lands at 18/100. 4,029 residents call 54171 home, typically aged 39. Around 5% of renters are cost-burdened.

On balance, 54171 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 54171 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 54171 runs hot or quiet, its 13/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 54171 can be compared directly against any other ZIP in Oconto County, Wisconsin or nationwide. Sparse data for 54171 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 13/100 figure for 54171 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 54171 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.