ZIP 54232 Foreclosure, Tax-Lien & Distress Report

Manitowoc County, Wisconsin's ZIP 54232 registers 17/100 composite distress, which DLRadar reads as low. Structural risk reads 36/100 against active distress of 1/100. Its standout signals are structural risk (36/100), institutional ownership (32/100), mortgage stress (3/100). By contrast, institutional ownership (32/100) and mortgage stress (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (72/100).

The expansion-phase market in 54232 posted values that rose 5.3% over the year (phase confidence 32/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 560 housing units. A median home runs $139,200 here, or 2.3 times local income. The vacancy rate is 4.0%. The tenure split is 90% owner-occupied to 10% rented. Around 12% of adults hold a bachelor's degree or higher. Rent burden reaches 42% of tenant households. Median household income is $56,875, below the U.S. median near $78,000. The demographic-stress sub-score lands at 24/100. 881 residents call 54232 home, typically aged 54. The poverty rate is 5.8% — low.

Net-net, 54232 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 54232 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 54232's 17/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 54232, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

54232's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 54232 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.