ZIP 54220 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 54220 (Manitowoc County, Wisconsin) returns a low composite of 17/100. The most distinctive pressure shows up in structural risk (36/100), institutional ownership (32/100), mortgage stress (3/100). By contrast, institutional ownership (32/100) and mortgage stress (3/100) register low. Structurally it carries 36/100, against 1/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (72/100).

The market reads expansion — home values rose 5.3% year on year, and 36% higher over three years (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $65,188, median income runs below typical U.S. levels. 70% of housing is owner-occupied. The ZIP holds roughly 19,259 housing units. Educational attainment sits at 24% bachelor's-or-above. The poverty rate is 12.6%. DLRadar's demographic-stress index for the area reads 26/100. A median home runs $176,300 here, or 2.5 times local income. The vacancy rate is 8.2%. Around 28% of renters are cost-burdened. About 40,739 people live here, median age 45.

On balance 54220 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 54220 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 54220 runs hot or quiet, its 17/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 54220 can be compared directly against any other ZIP in Manitowoc County, Wisconsin or nationwide. Nothing here is interpolated — where a source is thin for 54220, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 17/100 figure for 54220 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 54220 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.