ZIP 54220 Property Distress & Foreclosure Data

In Manitowoc County, Wisconsin, ZIP 54220 scores 11 of 100 for composite distress, a minimal level on DLRadar's public-record index. Its standout signals are structural risk (22/100), mortgage stress (3/100), institutional ownership (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). On the structural side it scores 22/100, with 1/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (72/100)).

The expansion-phase market in 54220 posted values that rose 5.8% over the year, and 36% higher over three years (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $65,188, median income runs below typical U.S. levels. 70% of housing is owner-occupied. The ZIP holds roughly 19,259 housing units. Around 24% of adults hold a bachelor's degree or higher. The poverty rate is 12.6%. The demographic-stress sub-score lands at 26/100. The typical home is worth about $176,300 (2.5× income, relatively affordable). The vacancy rate is 8.2%. Around 28% of renters are cost-burdened. Population is roughly 40,739 with a median age of 45.

On balance 54220 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.