ZIP 54228 Property Distress & Foreclosure Data

Manitowoc County, Wisconsin's ZIP 54228 registers 11/100 composite distress, which DLRadar reads as minimal. It additionally carries heavy environmental risk: climate & FEMA risk (72/100). On the structural side it scores 22/100, with 1/100 of stress already active. The most distinctive pressure shows up in structural risk (22/100), mortgage stress (3/100), institutional ownership (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 5.8% year on year, and 27% higher over three years (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $72,284 — near the roughly $78,000 national figure. About 2,886 people live here, median age 45. The ZIP holds roughly 1,272 housing units. About 20% have a four-year degree. Around 15% of renters are cost-burdened. On demographic stress specifically, 54228 scores 22/100. The tenure split is 79% owner-occupied to 21% rented. The vacancy rate is 6.2%. Roughly 4.4% live below the poverty line, a low share typical of higher-equity areas. A median home runs $184,800 here, or 2.5 times local income.

Net-net, 54228 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.