ZIP 54207 Foreclosure, Tax-Lien & Distress Report

In Manitowoc County, Wisconsin, ZIP 54207 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. The split runs 36/100 structural to 1/100 active on the ground. The sharpest non-environmental signals are structural risk (36/100), institutional ownership (32/100), mortgage stress (3/100). institutional ownership (32/100) and mortgage stress (3/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (72/100)).

The market reads expansion — home values rose 5.3% year on year (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

153 residents call 54207 home, typically aged 47. The typical home is worth about $160,400 (2.4× income, relatively affordable). The vacancy rate is 0.0%. The tenure split is 81% owner-occupied to 19% rented. The ZIP holds roughly 71 housing units. On demographic stress specifically, 54207 scores 19/100. At $75,357, median income runs near typical U.S. levels. 5.3% of residents fall below the poverty threshold. Educational attainment sits at 11% bachelor's-or-above. Rent burden reaches 0% of tenant households.

Net-net, 54207 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 54207 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 54207 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 54207 reflects the current record instead of a stale or modeled snapshot.

Behind 54207's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 54207 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.