ZIP 54631 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 54631 in Crawford County, Wisconsin comes in at 14, a minimal composite-distress reading. Its standout signals are structural risk (32/100), construction/permit lag (23/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (10/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (60/100). Structural risk reads 32/100 against active distress of 3/100.

Prices here sit in a peak phase: values rose 4.6% over the trailing year, and 11% higher over three years, at 40/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $61,319, median income runs below typical U.S. levels. 1,828 residents call 54631 home, typically aged 50. The ZIP holds roughly 974 housing units. Educational attainment sits at 16% bachelor's-or-above. The demographic-stress sub-score lands at 28/100. The tenure split is 76% owner-occupied to 24% rented. 12.3% of residents fall below the poverty threshold. The typical home is worth about $170,900 (2.7× income, relatively affordable). Rent burden reaches 26% of tenant households. The vacancy rate is 25.5% — elevated.

Net-net, 54631 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 54631 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 54631 runs through one identical public-record model, so its 14/100 sits on the same scale as every other ZIP in Crawford County, Wisconsin and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 54631 shows blanks, not estimates, wherever the record is sparse.

54631's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 54631 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.