ZIP 54721 Foreclosure, Tax-Lien & Distress Report

Pepin County, Wisconsin's ZIP 54721 registers 7/100 composite distress, which DLRadar reads as minimal. The split runs 17/100 structural to 1/100 active on the ground. The sharpest non-environmental signals are construction/permit lag (49/100), structural risk (17/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.

Prices here sit in a peak phase: values rose 4.6% over the trailing year, and 64% higher over three years, at 38/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 10.8%. 7.1% of residents fall below the poverty threshold. At $74,179, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 26/100. The typical home is worth about $236,900 (2.6× income, relatively affordable). Educational attainment sits at 15% bachelor's-or-above. Rent burden reaches 28% of tenant households. The ZIP holds roughly 575 housing units. Owners hold 83% of homes, renters 17%. About 1,345 people live here, median age 47.

Net-net, 54721 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 54721 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 54721 runs hot or quiet, its 7/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 54721 can be compared directly against any other ZIP in Pepin County, Wisconsin or nationwide. The score is rebuilt from public data as it updates, so 54721 reflects the current record instead of a stale or modeled snapshot.

The 7/100 figure for 54721 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 54721 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.