ZIP 54895 Foreclosure, Tax-Lien & Distress Report

ZIP code 54895 in Rusk County, Wisconsin carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic public-record index. The latent-versus-live split is 27/100 structural and 2/100 already moving. Property-level stress concentrates in construction/permit lag (63/100), structural risk (27/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and institutional ownership (3/100) register low.

Prices here sit in a peak phase: values rose 4.6% over the trailing year, and 34% higher over three years, at 40/100 phase confidence. Topping markets hide individual distress behind strong averages.

Median household income is $65,347, below the U.S. median near $78,000. The demographic-stress sub-score lands at 28/100. 9.9% of residents fall below the poverty threshold. The tenure split is 87% owner-occupied to 13% rented. The vacancy rate is 45.8% — elevated. Educational attainment sits at 17% bachelor's-or-above. Rent burden reaches 22% of tenant households. There are about 734 housing units across 54895. The typical home is worth about $181,600 (2.8× income, relatively affordable). Population is roughly 812 with a median age of 59.

Net-net, 54895 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 54895 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 54895's 12/100 can be lined up against any neighbor in Rusk County, Wisconsin or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 54895 shows blanks, not estimates, wherever the record is sparse.

54895's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 54895 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.