ZIP 54822 Foreclosure, Tax-Lien & Distress Report

In Barron County, Wisconsin, ZIP 54822 scores 14 of 100 for composite distress, a minimal level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (69/100). Structural exposure scores 29 and live distress 1 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (31/100), structural risk (29/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100).

The market reads expansion — home values rose 5.3% year on year, and 23% higher over three years (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 2,297 housing units. Population is roughly 4,911 with a median age of 45. Households earn a median $66,250 — below the roughly $78,000 national figure. About 23% have a four-year degree. Roughly 8.4% live below the poverty line. 79% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 27/100. The vacancy rate is 12.1% — elevated. Rent burden reaches 27% of tenant households. A median home runs $235,700 here, or 3.4 times local income.

Taken together, 54822 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 54822 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 54822 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 14/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 54822, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

54822's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 54822 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.