ZIP 54812 Foreclosure, Tax-Lien & Distress Report

Barron County, Wisconsin's ZIP 54812 registers 14/100 composite distress, which DLRadar reads as minimal. The latent-versus-live split is 29/100 structural and 1/100 already moving. Environmental exposure also runs high (climate & FEMA risk (69/100)). Leading the profile are construction/permit lag (31/100), structural risk (29/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low.

The expansion-phase market in 54812 posted values that rose 5.3% over the year, and 11% higher over three years, at 32/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

6,078 residents call 54812 home, typically aged 41. The tenure split is 73% owner-occupied to 27% rented. Around 35% of renters are cost-burdened. Educational attainment sits at 17% bachelor's-or-above. A median home runs $161,700 here, or 2.6 times local income. The ZIP holds roughly 2,493 housing units. Households earn a median $63,882 — below the roughly $78,000 national figure. The demographic-stress sub-score lands at 27/100. Vacancy runs 5.0%. 11.2% of residents fall below the poverty threshold.

On balance 54812 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 54812 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 54812's 14/100 can be lined up against any neighbor in Barron County, Wisconsin or any ZIP coast to coast. Sparse data for 54812 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 54812 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 14/100 roll-up. For an operator, 54812 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.