ZIP 54974 Foreclosure, Tax-Lien & Distress Report

Fond Du Lac County, Wisconsin's ZIP 54974 registers 21/100 composite distress, which DLRadar reads as low. What sets it apart are the readings on structural risk (46/100), construction/permit lag (29/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (8/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (80/100), climate & FEMA risk (79/100). On the structural side it scores 46/100, with 2/100 of stress already active.

The market reads expansion — home values rose 5.7% year on year, and 30% higher over three years, at 41/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Educational attainment sits at 19% bachelor's-or-above. Roughly 3.9% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $91,548 — above the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 21/100. Rent burden reaches 18% of tenant households. Vacancy runs 0.5%. A median home runs $263,600 here, or 2.7 times local income. The ZIP holds roughly 572 housing units. 92% of housing is owner-occupied. Population is roughly 1,515 with a median age of 51.

Broadly, 54974 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 54974 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 54974 reflects the current record instead of a stale or modeled snapshot.

Each component behind 54974 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. For an operator, 54974 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.