ZIP 54974 Property Distress & Foreclosure Data

DLRadar grades ZIP 54974 (Fond Du Lac County, Wisconsin) at a low 19/100 for overall property distress. Property-level stress concentrates in structural risk (43/100), institutional ownership (18/100), construction/permit lag (15/100). construction/permit lag (15/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (80/100), climate & FEMA risk (79/100). The latent-versus-live split is 43/100 structural and 2/100 already moving.

Prices here sit in a expansion phase: values rose 5.1% over the trailing year, 1.4% off the recent peak, and 30% higher over three years (phase confidence 37/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Educational attainment sits at 19% bachelor's-or-above. 3.9% of residents fall below the poverty threshold. Median household income is $91,548, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 21/100. Around 18% of renters are cost-burdened. The vacancy rate is 0.5%. Home values center near $263,600, an affordability ratio of 2.7× — accessible. The ZIP holds roughly 572 housing units. Owners hold 92% of homes, renters 8%. 1,515 residents call 54974 home, typically aged 51.

On balance, 54974 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.