ZIP 54935 Foreclosure, Tax-Lien & Distress Report

ZIP code 54935 in Fond Du Lac County, Wisconsin carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. On the structural side it scores 46/100, with 2/100 of stress already active. Property-level stress concentrates in structural risk (46/100), construction/permit lag (29/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (8/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (80/100), climate & FEMA risk (79/100).

The expansion-phase market in 54935 posted values that rose 5.7% over the year, and 31% higher over three years, at 41/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 41,474 with a median age of 38. About 23% have a four-year degree. There are about 19,527 housing units across 54935. Owners hold 60% of homes, renters 40%. The demographic-stress sub-score lands at 28/100. The poverty rate is 12.6%. A median home runs $180,200 here, or 2.6 times local income. Rent burden reaches 35% of tenant households. The vacancy rate is 7.0%. Median household income is $63,060, below the U.S. median near $78,000.

On balance 54935 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 54935 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 54935 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 54935, the field stays empty rather than modeled, and fills in as new documents post.

The 21/100 figure for 54935 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 54935 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.