ZIP 54937 Foreclosure, Tax-Lien & Distress Report
Fond Du Lac County, Wisconsin · Distress market
ZIP code 54937 in Fond Du Lac County, Wisconsin carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. The latent-versus-live split is 46/100 structural and 2/100 already moving. Its heaviest discrete signals: structural risk (46/100), construction/permit lag (29/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (8/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (80/100), climate & FEMA risk (79/100).
The market reads expansion — home values rose 5.7% year on year, and 32% higher over three years (phase confidence 41/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
About 21,877 people live here, median age 46. The ZIP holds roughly 9,284 housing units. 73% of housing is owner-occupied. Vacancy runs 6.2%. Households earn a median $79,212 — near the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 27/100. Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas. Around 25% of adults hold a bachelor's degree or higher. Home values center near $272,200, an affordability ratio of 3.3× — accessible. Rent burden reaches 33% of tenant households.
On balance, 54937 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. 54937 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The number is not local guesswork: 54937's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 54937, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 54937 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. Practically, 54937 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 54937
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 54937 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent Fond Du Lac County ZIP reports
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Other reports tied to Fond Du Lac County, Wisconsin — ZIP, county and statewide.
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Rules-based scoring — each signal ties to a public dataset · methodology