ZIP 55401 Property Distress & Foreclosure Data

Composite property distress in 55401 (Hennepin County, Minnesota) lands at 23/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (68/100), structural risk (51/100), institutional ownership (7/100). By contrast, institutional ownership (7/100) and mortgage stress (4/100) register low. On the structural side it scores 51/100, with 1/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (99/100).

The market reads peak — home values rose 2.9% year on year (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 7.9%. The tenure split is 29% owner-occupied to 71% rented. Roughly 4.8% live below the poverty line, a low share typical of higher-equity areas. About 79% have a four-year degree. Around 19% of renters are cost-burdened. About 11,526 people live here, median age 35. Households earn a median $115,651 — above the roughly $78,000 national figure. The ZIP holds roughly 9,471 housing units. On demographic stress specifically, 55401 scores 24/100. A median home runs $396,500 here, or 3.5 times local income.

Overall 55401 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.