ZIP 55404 Foreclosure, Tax-Lien & Distress Report

In Hennepin County, Minnesota, ZIP 55404 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. The latent-versus-live split is 50/100 structural and 1/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (99/100). The sharpest non-environmental signals are construction/permit lag (62/100), structural risk (50/100), institutional ownership (6/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (4/100).

The peak-phase market in 55404 posted values that rose 2.4% over the year, and 2% higher over three years, at 16/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

28,071 residents call 55404 home, typically aged 32. Home values center near $291,600, an affordability ratio of 6.7×. The tenure split is 18% owner-occupied to 82% rented. Educational attainment sits at 35% bachelor's-or-above. Vacancy runs 11.8%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 48/100. Roughly 30.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 14,852 housing units. Households earn a median $43,932 — below the roughly $78,000 national figure. Around 39% of renters are cost-burdened.

Net-net, 55404 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 55404 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 55404 can be compared directly against any other ZIP in Hennepin County, Minnesota or nationwide. Sparse data for 55404 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 23/100 figure for 55404 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 55404 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.