ZIP 55416 Foreclosure, Tax-Lien & Distress Report

ZIP code 55416 in Hennepin County, Minnesota carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (99/100). Latent structural risk is 50/100 while live distress already moving reads 1/100. The pressure is most legible in construction/permit lag (62/100), structural risk (50/100), institutional ownership (6/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (4/100).

The market reads peak — home values rose 2.4% year on year, and 6% higher over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $105,926, above the U.S. median near $78,000. About 34,905 people live here, median age 36. Roughly 5.4% live below the poverty line, a low share typical of higher-equity areas. Around 73% of adults hold a bachelor's degree or higher. On demographic stress specifically, 55416 scores 27/100. 50% of housing is owner-occupied. The typical home is worth about $461,500 (4.3× income). The vacancy rate is 7.2%. Rent burden reaches 28% of tenant households. The ZIP holds roughly 19,444 housing units.

On balance, 55416 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 55416 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. 55416 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

55416's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 55416 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.