ZIP 57104 Foreclosure, Tax-Lien & Distress Report

ZIP code 57104 in Minnehaha County, South Dakota carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic distress index. Leading the profile are structural risk (63/100), institutional ownership (48/100), construction/permit lag (31/100). On the quiet end sit construction/permit lag (31/100) and mortgage stress (19/100). Structurally it carries 63/100, against 6/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (89/100).

The peak-phase market in 57104 posted values that rose 2.5% over the year, and 18% higher over three years (phase confidence 15/100). Topping markets hide individual distress behind strong averages.

Median household income is $59,161, below the U.S. median near $78,000. The poverty rate is 14.2%. On demographic stress specifically, 57104 scores 31/100. Educational attainment sits at 25% bachelor's-or-above. Around 28% of renters are cost-burdened. Vacancy runs 11.2%. There are about 14,105 housing units across 57104. Population is roughly 27,406 with a median age of 35. A median home runs $202,800 here, or 3.1 times local income. 44% of housing is owner-occupied.

On balance 57104 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 57104 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 57104's 28/100 can be lined up against any neighbor in Minnehaha County, South Dakota or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 57104, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 28/100 figure for 57104 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 57104 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.