ZIP 57107 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 57107 (Minnehaha County, South Dakota) at a moderate 31/100 for overall property distress. Structural risk reads 68/100 against active distress of 6/100. Environmental exposure also runs high (climate & FEMA risk (90/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (71/100)). The sharpest non-environmental signals are structural risk (68/100), institutional ownership (49/100), construction/permit lag (45/100). By contrast, mortgage stress (19/100) register low.

The market reads peak — home values rose 2.5% year on year, and 7% higher over three years, at 15/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $269,600 (3.3× income, relatively affordable). There are about 5,441 housing units across 57107. Vacancy runs 3.1%. Roughly 9.3% live below the poverty line. About 11,655 people live here, median age 33. At $76,719, median income runs near typical U.S. levels. The tenure split is 69% owner-occupied to 31% rented. DLRadar's demographic-stress index for the area reads 27/100. Around 29% of renters are cost-burdened. Around 30% of adults hold a bachelor's degree or higher.

Overall, 57107 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 57107 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 57107 read uses the identical public-record model applied coast to coast, which means its 31/100 score means exactly what it means anywhere else, and 57107 stays directly comparable to neighboring ZIPs and the rest of Minnehaha County, South Dakota. Where the public record is thin for 57107, the field stays empty rather than modeled, and fills in as new documents post.

The 31/100 figure for 57107 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 57107 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.