ZIP 58361 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 58361 (Nelson County, North Dakota) lands at 5/100 — minimal on DLRadar's public-record scoring. The split runs 11/100 structural to 4/100 active on the ground. What sets it apart are the readings on institutional ownership (23/100), mortgage stress (15/100), structural risk (11/100). mortgage stress (15/100) and structural risk (11/100) stay muted.

The market reads peak — home values rose 4.2% year on year, at 44/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $232,300, an affordability ratio of 1.7× — accessible. Around 0% of renters are cost-burdened. Median household income is $127,670, above the U.S. median near $78,000. Vacancy runs 44.2%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 10.6%. The ZIP holds roughly 157 housing units. Educational attainment sits at 42% bachelor's-or-above. About 218 people live here, median age 52. On demographic stress specifically, 58361 scores 20/100. The tenure split is 84% owner-occupied to 16% rented.

Net-net, 58361 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 58361 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 58361 runs hot or quiet, its 5/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 58361 can be compared directly against any other ZIP in Nelson County, North Dakota or nationwide. Where the public record is thin for 58361, the field stays empty rather than modeled, and fills in as new documents post.

The 5/100 figure for 58361 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 58361 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.