ZIP 58431 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 58431 (Lamoure County, North Dakota) returns a minimal composite of 2/100. Structural exposure scores 5 and live distress 1 on the 0–100 scale. Leading the profile are structural risk (5/100), mortgage stress (4/100), institutional ownership (3/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted.

The peak-phase market in 58431 posted values that rose 4.2% over the year, at 44/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $105,800, an affordability ratio of 1.2× — accessible. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. Median household income is $88,750, above the U.S. median near $78,000. The demographic-stress sub-score lands at 14/100. There are about 64 housing units across 58431. About 49% have a four-year degree. 76 residents call 58431 home, typically aged 61. 78% of housing is owner-occupied. Around 0% of renters are cost-burdened. Vacancy runs 31.0%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 58431 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 58431 is not published yet -- the ZIP-level readings above remain fully sourced.

Big metro or rural, 58431 runs through one identical scoring model, so its 2/100 sits on the same scale as every other ZIP in Lamoure County, North Dakota and the nation. Every figure is auditable to a public dataset and refreshed as records update; 58431 shows blanks, not estimates, wherever the record is sparse.

The 2/100 for 58431 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 58431 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.