ZIP 58431 Property Distress & Foreclosure Data

Lamoure County, North Dakota's ZIP 58431 registers 2/100 composite distress, which DLRadar reads as minimal. The latent-versus-live split is 5/100 structural and 1/100 already moving. The most distinctive pressure shows up in structural risk (5/100), mortgage stress (4/100), institutional ownership (3/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 8.2% year on year, 2.0% off the recent peak (phase confidence 57/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Home values center near $105,800, an affordability ratio of 1.2× — accessible. 0.0% of residents fall below the poverty threshold. Median household income is $88,750, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 14/100. The ZIP holds roughly 64 housing units. Educational attainment sits at 49% bachelor's-or-above. About 76 people live here, median age 61. Owners hold 78% of homes, renters 23%. Around 0% of renters are cost-burdened. The vacancy rate is 31.0% — elevated.

Net-net, 58431 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.