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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 58497 Foreclosure, Tax-Lien & Distress Report

Stutsman County, North Dakota · High Vacancy market

DLRadar grades ZIP 58497 (Stutsman County, North Dakota) at a minimal 14/100 for overall property distress. The split runs 28/100 structural to 4/100 active on the ground. Its heaviest discrete signals: institutional ownership (28/100), structural risk (28/100), mortgage stress (14/100). mortgage stress (14/100) and construction/permit lag (10/100) stay muted.

The peak-phase market in 58497 posted values that rose 4.7% over the year, at 30/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Educational attainment sits at 26% bachelor's-or-above. Roughly 11.8% live below the poverty line. 220 residents call 58497 home, typically aged 49. The vacancy rate is 15.1% — elevated. The demographic-stress sub-score lands at 22/100. There are about 170 housing units across 58497. A median home runs $259,100 here, or 2.6 times local income. At $108,618, median income runs above typical U.S. levels. Owners hold 100% of homes, renters 0%.

On the whole, 58497 leans distressed, with opportunity clustered in specific stressed parcels. 58497 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 58497 read uses the identical public-record model applied coast to coast, which means its 14/100 score means exactly what it means anywhere else, and 58497 stays directly comparable to neighboring ZIPs and the rest of Stutsman County, North Dakota. Sparse data for 58497 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 14/100 for 58497 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 58497 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

14/100
Composite stress
28/100
Structural risk
4/100
Distress activity

Distress signal breakdown — ZIP 58497

Foreclosure activity0
Mortgage stress14
Climate / FEMA risk50
9 further dimensions of distress are measured for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 58497 distress snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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