ZIP 58497 Property Distress & Foreclosure Data

In Stutsman County, North Dakota, ZIP 58497 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (64/100). The latent-versus-live split is 39/100 structural and 4/100 already moving. Its standout signals are construction/permit lag (42/100), structural risk (39/100), institutional ownership (35/100). By contrast, institutional ownership (35/100) and mortgage stress (14/100) register low.

The market reads expansion — home values rose 5.1% year on year (phase confidence 28/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Educational attainment sits at 26% bachelor's-or-above. 11.8% of residents fall below the poverty threshold. About 220 people live here, median age 49. The vacancy rate is 15.1% — elevated. DLRadar's demographic-stress index for the area reads 22/100. The ZIP holds roughly 170 housing units. Home values center near $259,100, an affordability ratio of 2.6× — accessible. Median household income is $108,618, above the U.S. median near $78,000. Owners hold 100% of homes, renters 0%.

Net-net, 58497 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.