ZIP 58420 Property Distress & Foreclosure Data

DLRadar grades ZIP 58420 (Stutsman County, North Dakota) at a low 18/100 for overall property distress. Property-level stress concentrates in construction/permit lag (40/100), structural risk (38/100), institutional ownership (35/100). On the quiet end sit institutional ownership (35/100) and mortgage stress (14/100). Environmental exposure also runs high (FEMA disaster exposure (64/100)). The latent-versus-live split is 38/100 structural and 4/100 already moving.

The peak-phase market in 58420 posted values that rose 4.9% over the year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 372 with a median age of 22. A median home runs $230,000 here, or 2.3 times local income. Roughly 2.5% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 93% owner-occupied to 7% rented. The vacancy rate is 4.6%. The ZIP holds roughly 131 housing units. About 35% have a four-year degree. Households earn a median $107,500 — above the roughly $78,000 national figure. On demographic stress specifically, 58420 scores 20/100.

Broadly, 58420 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.