ZIP 58401 Property Distress & Foreclosure Data

In Stutsman County, North Dakota, ZIP 58401 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (64/100). Its standout signals are construction/permit lag (40/100), structural risk (38/100), institutional ownership (35/100). By contrast, institutional ownership (35/100) and mortgage stress (14/100) register low. Structural risk reads 38/100 against active distress of 4/100.

The market reads peak — home values rose 4.9% year on year, and 19% higher over three years, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 17,294 people live here, median age 42. Home values center near $215,800, an affordability ratio of 3.5× — accessible. Vacancy runs 9.4%. Rent burden reaches 35% of tenant households. DLRadar's demographic-stress index for the area reads 31/100. Educational attainment sits at 24% bachelor's-or-above. Owners hold 59% of homes, renters 41%. 12.1% of residents fall below the poverty threshold. There are about 8,697 housing units across 58401. Median household income is $59,187, below the U.S. median near $78,000.

Net-net, 58401 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

18/100
Composite stress
38/100
Structural risk
4/100
Distress activity

Distress signal breakdown — ZIP 58401

Foreclosure activity0
Mortgage stress14
Climate / FEMA risk50
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Stutsman County

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