ZIP 58496 Foreclosure, Tax-Lien & Distress Report
Stutsman County, North Dakota · Affordable market
ZIP 58496's composite property-distress score is 16/100 - DLRadar classes that as low for Stutsman County, North Dakota. Its standout signals are structural risk (34/100), institutional ownership (29/100), construction/permit lag (29/100). On the quiet end sit construction/permit lag (29/100) and mortgage stress (14/100). The latent-versus-live split is 34/100 structural and 4/100 already moving.
The market reads peak — home values rose 4.7% year on year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
74% of housing is owner-occupied. At $88,125, median income runs above typical U.S. levels. The vacancy rate is 4.3%. On demographic stress specifically, 58496 scores 17/100. The typical home is worth about $186,900 (2.0× income, relatively affordable). 4.9% of residents fall below the poverty threshold. 144 residents call 58496 home, typically aged 69. Around 35% of adults hold a bachelor's degree or higher. The ZIP holds roughly 113 housing units. Around 6% of renters are cost-burdened.
On balance, 58496 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 58496 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 58496 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 16/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 58496, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 16/100 figure for 58496 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 58496 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 58496
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 58496 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent Stutsman County ZIP reports
Nearest ZIP codes to 58496
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
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Open the complete 58496 acquisition file
See who owns each distressed property in 58496, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology