ZIP 58496 Property Distress & Foreclosure Data

ZIP code 58496 in Stutsman County, North Dakota carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (64/100). What sets it apart are the readings on construction/permit lag (40/100), structural risk (38/100), institutional ownership (35/100). institutional ownership (35/100) and mortgage stress (14/100) stay muted. Structural risk reads 38/100 against active distress of 4/100.

Prices here sit in a peak phase: values rose 4.9% over the trailing year, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

74% of housing is owner-occupied. At $88,125, median income runs above typical U.S. levels. Vacancy runs 4.3%. The demographic-stress sub-score lands at 17/100. The typical home is worth about $186,900 (2.0× income, relatively affordable). The poverty rate is 4.9% — low. 144 residents call 58496 home, typically aged 69. Around 35% of adults hold a bachelor's degree or higher. There are about 113 housing units across 58496. Rent burden reaches 6% of tenant households.

On balance, 58496 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.