ZIP 58496 Foreclosure, Tax-Lien & Distress Report

ZIP 58496's composite property-distress score is 14/100 - DLRadar classes that as minimal for Stutsman County, North Dakota. Its standout signals are institutional ownership (28/100), structural risk (28/100), mortgage stress (14/100). On the quiet end sit mortgage stress (14/100) and construction/permit lag (9/100). The latent-versus-live split is 28/100 structural and 4/100 already moving.

The market reads peak — home values rose 4.7% year on year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

74% of housing is owner-occupied. At $88,125, median income runs above typical U.S. levels. The vacancy rate is 4.3%. On demographic stress specifically, 58496 scores 17/100. The typical home is worth about $186,900 (2.0× income, relatively affordable). 4.9% of residents fall below the poverty threshold. 144 residents call 58496 home, typically aged 69. Around 35% of adults hold a bachelor's degree or higher. The ZIP holds roughly 113 housing units. Around 6% of renters are cost-burdened.

On balance, 58496 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 58496 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 58496 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 14/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 58496, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 14/100 figure for 58496 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 58496 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.