ZIP 58421 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 58421 (Foster County, North Dakota) at a minimal 12/100 for overall property distress. Leading the profile are construction/permit lag (55/100), structural risk (26/100), institutional ownership (25/100). On the quiet end sit institutional ownership (25/100) and mortgage stress (13/100). Structurally it carries 26/100, against 4/100 of stress already in motion.

The peak-phase market in 58421 posted values that rose 4.2% over the year, and 26% higher over three years, at 43/100 phase confidence. Topping markets hide individual distress behind strong averages.

Population is roughly 3,043 with a median age of 42. Home values center near $171,200, an affordability ratio of 2.0× — accessible. The tenure split is 76% owner-occupied to 24% rented. Around 30% of adults hold a bachelor's degree or higher. Around 47% of renters are cost-burdened. On demographic stress specifically, 58421 scores 25/100. There are about 1,471 housing units across 58421. At $84,688, median income runs near typical U.S. levels. Vacancy runs 10.2%. The poverty rate is 8.9%.

On balance, 58421 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 58421 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 58421 runs hot or quiet, its 12/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 58421 can be compared directly against any other ZIP in Foster County, North Dakota or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 58421 shows blanks, not estimates, wherever the record is sparse.

The 12/100 figure for 58421 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 58421 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.