ZIP 58838 Foreclosure, Tax-Lien & Distress Report

In Mckenzie County, North Dakota, ZIP 58838 scores 20 of 100 for composite distress, a low level on DLRadar's distress index. The split runs 44/100 structural to 6/100 active on the ground. Climate and flood risk are elevated too — FEMA disaster exposure (77/100). The most distinctive pressure shows up in construction/permit lag (70/100), structural risk (44/100), institutional ownership (42/100). On the quiet end sit mortgage stress (21/100).

The market reads peak — home values rose 4.2% year on year, at 44/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $173,400, an affordability ratio of 3.9× — accessible. Vacancy runs 14.1%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 306 with a median age of 44. On demographic stress specifically, 58838 scores 31/100. 70% of housing is owner-occupied. Rent burden reaches 44% of tenant households. At $63,571, median income runs below typical U.S. levels. Roughly 3.3% live below the poverty line, a low share typical of higher-equity areas. There are about 164 housing units across 58838. Educational attainment sits at 23% bachelor's-or-above.

On the whole, 58838 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 58838 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 58838 read uses the identical scoring model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 58838 stays directly comparable to neighboring ZIPs and the rest of Mckenzie County, North Dakota. 58838 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 58838 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. For an operator, 58838 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.