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ZIP 59221 Foreclosure, Tax-Lien & Distress Report

Richland County, Montana · High Vacancy market

Composite property distress in 59221 (Richland County, Montana) lands at 18/100 — low on DLRadar's public-record scoring. On the structural side it scores 39/100, with 4/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (62/100), structural risk (39/100), institutional ownership (30/100). On the quiet end sit institutional ownership (30/100) and mortgage stress (15/100).

The peak-phase market in 59221 posted values that rose 2.5% over the year, at 25/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 21.1% — elevated. On demographic stress specifically, 59221 scores 28/100. Households earn a median $65,625 — below the roughly $78,000 national figure. Around 17% of adults hold a bachelor's degree or higher. Roughly 8.0% live below the poverty line. 1,878 residents call 59221 home, typically aged 40. The tenure split is 81% owner-occupied to 19% rented. A median home runs $243,600 here, or 3.6 times local income. Around 20% of renters are cost-burdened. The ZIP holds roughly 1,134 housing units.

Net-net, 59221 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 59221 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 59221 runs through one identical public-record model, so its 18/100 sits on the same scale as every other ZIP in Richland County, Montana and the nation. Nothing here is interpolated — where a source is thin for 59221, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 59221 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. Practically, 59221 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

18/100
Composite stress
39/100
Structural risk
4/100
Distress activity

Distress signal breakdown — ZIP 59221

Foreclosure activity0
Mortgage stress15
Climate / FEMA risk55
59221 carries 9 additional scored dimensions

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

59221 at a glance

Current distress, phase, housing and lender-pressure figures for 59221, drawn from the same report attached to each property.

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Deterministic scoring, sourced entirely from public data · methodology

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